Today is a bank holiday, so if you are planning to visit one, it is good to know if a bank is open or closed today. January 8 — Saturday — Bank Holiday in Chandigarh for Sri Guru Gobind Singh's Birthday (regional holiday) So here’s more about today’s bank operations and how to handle your banking needs in other ways.
Why Are Banking Operations Halted in Chandigarh Today?
Holidays are regulated at the national level for all banks in the country by the Reserve Bank of India (RBI) who declares them as regional or national holidays. Sri Guru Gobind Singh Jayanti is one of the key festivals of the Sikh community, and therefore its public or national holiday is observed in Chandigarh whereby all banks here are closed in their honor on January 6, 2025.
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Here’s a brief guide to bank holidays and what they mean:
Regional Holidays: These are celebrated for a limited geographic range like today’s in Chandigarh.
National Holidays: Banks are closed in India on national holidays such as Republic Day (January 26), Independence Day (August 15) and Gandhi Jayanti (October 2)
Weekend Off: Banks remain closed on Sundays and the second and fourth Saturdays of every month.
Are Banks Open Today in Other Cities?
If you are outside Chandigarh, then in your city, banks may stay open on Jan 6, 2025, as it is region-specific holiday. Customers are encouraged to check hours with their local branch in case of weekend or regional holiday hours.
- Online Banking Is Your 24/7 Solution
- The online banking services work on holidays too. You can perform tasks like:
- Transfer money through NEFT, RTGS, or IMPS.
- Bills payment and mobile plans recharge.
- Waking up to check account balances, downloading statements.
- Cheque book requests or loan applications.
What Should You Prepare Before Going to a Bank?
- Here are some tips if you plan to visit a bank around weekends or close to holidays:
- Check Branch Hours: Call your local branch or visit its website to ensure its opening hours.
- Utilise Online Banking: Most of your routine banking activities can be accomplished online, which can save you time and effort.
- Do not put off plans — The RBI holiday calendar should be watched to prevent last-minute hassle.
Final Thoughts
Sri Guru Gobind Singh's Birthday– January 6, 2025 (Saturday) – Banks in Chandigarh will be closed. But, online banking facilities are available 24/7, so you can continue fulfilling your financial needs without any interruption. If you’re in other cities, check your local branch’s operating hours before visiting.
And happy stress-free banking during these impending bank holidays!
